Affordable 401(k) plans built for any size business

Our 401(k) plans cost up to 68% less than the industry average.^* We offer simple setup and dedicated support to help you and your business every step of the way.

To get customized pricing tell us about your company:

I am Self-Employed

Plans starting at $8/Month

I Have Employees

Plans starting at $100/Month

A business owner with a ShareBuilder 401k plan

Our 401(k) plans are designed to lower the cost of retirement benefits to help you save more. Whether you’re a small business starting your first 401(k) plan or a larger business looking to save costs and increase your service, we’re here to serve you.

Affordable

Our Solo 401(k) plans start at $8/month, while our 401(k) plans for businesses with employees begin at less than $100/month.

Tax-Friendly

Grow your savings with a 401(k) plan—capitalize on tax benefits to keep more of what you earn. Businesses starting their first plan can access up to $16,500 in tax credits¹.

Dedicated Support

Our Investment Committee consistently monitors and evaluates your investment roster and model portfolios. And our dedicated Customer Success Managers support you at every stage of the process.

See How Clients Big and Small Succeed with ShareBuilder 401k

"I would recommend ShareBuilder 401k to any entrepreneur. You're not going to find a better cost; you'll be hard-pressed to find better service."

Dan Foster

Partner & Co-Founder

Sol Good Media

"ShareBuilder 401k is simple, intuitive, and it's something that allows business owners to focus on their business"

Eric Lupert

Founder

Dacoda Homes

"I just didn’t realize it was such an accessible product, for a small business like mine."

Dan Rehal

President and Founder

Vision2Voice Healthcare Communications

"I think, in essence, what ShareBuilder 401k does is let a small company like us to offer people the small company experience while providing big company benefits."

Jim Campbell

CEO

New Country Organics

"With the ShareBuilder 401k program, I estimate I save 20%-22% on taxes each year. I recommend ShareBuilder definitely because of its low maintenance, low-cost, transparency, and access to the support staff."

Ravi Chadalawada

Founder

StreamTek Incorporation

"Having ShareBuilder 401k take on the fiduciary role, versus our company taking on this role, certainly allows me to sleep a lot better at night."

Gerard Daher

Founder & CEO

Speedeon Data

"We chose ShareBuilder 401k for the low fees, and they have the employees' best interest at heart. ShareBuilder 401k has been a great asset to attract young talent and to help employees save for retirement."

Charles H. Clackett

Vice President & Branch Manager

Titan Engineers

"ShareBuilder 401k is easy to set up and manage, and I love the auto-pricing discounts that keep our costs low as we grow."

DJ Haddad

Founder & Executive Creative Director

Haddad & Partners

"I would recommend ShareBuilder 401k to any entrepreneur. You're not going to find a better cost; you'll be hard-pressed to find better service."

Dan Foster

Partner & Co-Founder

Sol Good Media

"ShareBuilder 401k is simple, intuitive, and it's something that allows business owners to focus on their business"

Eric Lupert

Founder

Dacoda Homes

"I just didn’t realize it was such an accessible product, for a small business like mine."

Dan Rehal

President and Founder

Vision2Voice Healthcare Communications

"I think, in essence, what ShareBuilder 401k does is let a small company like us to offer people the small company experience while providing big company benefits."

Jim Campbell

CEO

New Country Organics

"I just didn’t realize it was such an accessible product, for a small business like mine."

Dan Rehal

President and Founder

Vision2Voice Healthcare Communications

"I think, in essence, what ShareBuilder 401k does is let a small company like us to offer people the small company experience while providing big company benefits."

Jim Campbell

CEO

New Country Organics

The comments and benefits of ShareBuilder Advisors' clients reflect their experience which may vary from other clients.

This client received no compensation for sharing their experiences.

Rated best 401(k) provider by:

Watch Our 3-Minute Video to Learn How Your Business Can:

Offer a customized 401(k) plan - whether you’re
self-employed or have 100 employees
Lower your taxes as you save for retirement
Leverage ShareBuilder Advisors' investment expertise and Customer Success Managers

News and Tips from Our Blog:

How a 401(k) Can Help You Save on Taxes

10 MINUTE READ

How a 401(k) Can Help You Save on Taxes? With high contribution limits, tax credits, and tax-deductible expenses, a 401(k) plan can provide rich benefits for both the business owner and their employees. In fact, with these tax benefits and the introduction of low-cost providers, 401(k) plans are becoming much more popular for every size business, including the self-employed.

Read article >

What’s the Best 401(k) for Your Business?

6 MINUTE READ

When small business owners decide to set up a retirement plan, they’re often surprised by how many types there are, and can have trouble finding the right fit for their business. Discover the differences between traditional 401(k) plans, safe harbor 401(k)s, and tiered profit sharing plans to find the best 401(k) plan for your business.

Read article >

We Help Any Size Business Save More for Retirement

As a 401(k)-industry pioneer, ShareBuilder 401k:

Has been in business since 2005 serving over 6,500 businesses and their employees
Keeps investment expenses under 1% so more of your money stays invested
Believes in great digital and people services connecting you with a dedicated 401(k) advisor

See how we cut costs

Get Big 401(k) Benefits at a Small Price! ^*

Tell Us About Your Business

Set Up Your Plan

Build Your Retirement

Takes just a few minutes to find the 401(k) plan for you.

Find Your Plan

^* ShareBuilder 401k plan expenses range from 23% to 68% less than the industry average at various data points from a $50K plan with 6 participants to a $100M plan with 2,000 participants based on 401k Averages Book 2023 Data and Custom Benchmarking report prepared for ShareBuilder Advisors. Cost comparisons are based on plan assets and number of participants and reflect core on‐going 401(k) plan expenses that a company and/or its employees can expect to incur as a percentage of assets with most any 401(k) plan. This includes administration, recordkeeping, tax filing prep documents, plan testing, fund expense ratios, and other investment costs passed on to every participant to service the plan. It does not include unique employee-initiated transactions such as loans, distributions or employer transactions such as plan amendments. ShareBuilder 401K pricing is based off of standard pricing rates for our typical Safe Harbor 401(k) plan design. This claim is not applicable to solo 401(k) plans.

¹ For Additional offer details and terms, please click here.

² Forbes and CNN: Rated 2024 Top 401(k) provider by forbes.com editorial team on February 1, 2024, and CNN Underscored Money editorial team on April 11, 2024. Forbes.com and CNN received no compensation for providing this rating. Nerd Wallet: Voted 2022 Top 401k provider by nerdwallet.com editorial team on March 18,2022. Nerdwallet.com received no compensation for providing this rating.

Affordable 401(k) plans built for any size business

Affordable

Tax-Friendly

Dedicated Support

See How Clients Big and Small Succeed with ShareBuilder 401k

Rated best 401(k) provider by:

Watch Our 3-Minute Video to Learn How Your Business Can:

News and Tips from Our Blog:

We Help Any Size Business Save More for Retirement

Get Big 401(k) Benefits at a Small Price! *

Get Big 401(k) Benefits at a Small Price! ^*